{"id":2130,"date":"2025-03-10T09:20:17","date_gmt":"2025-03-10T09:20:17","guid":{"rendered":"https:\/\/rubriknusantara.com\/index.php\/2025\/03\/10\/biaya-admin-dan-sdm-jadi-hambatan-umkm-ppu-go-digital\/"},"modified":"2025-03-10T09:20:17","modified_gmt":"2025-03-10T09:20:17","slug":"biaya-admin-dan-sdm-jadi-hambatan-umkm-ppu-go-digital","status":"publish","type":"post","link":"https:\/\/rubriknusantara.com\/index.php\/2025\/03\/10\/biaya-admin-dan-sdm-jadi-hambatan-umkm-ppu-go-digital\/","title":{"rendered":"Biaya Admin dan SDM Jadi Hambatan UMKM PPU Go Digital"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"814\" src=\"https:\/\/rubriknusantara.com\/wp-content\/uploads\/2025\/03\/img-20250313-wa00003402516222414278277-1024x814.jpg\" alt=\"\" class=\"wp-image-2128\" srcset=\"https:\/\/rubriknusantara.com\/wp-content\/uploads\/2025\/03\/img-20250313-wa00003402516222414278277-1024x814.jpg 1024w, https:\/\/rubriknusantara.com\/wp-content\/uploads\/2025\/03\/img-20250313-wa00003402516222414278277-300x238.jpg 300w, https:\/\/rubriknusantara.com\/wp-content\/uploads\/2025\/03\/img-20250313-wa00003402516222414278277-768x610.jpg 768w, https:\/\/rubriknusantara.com\/wp-content\/uploads\/2025\/03\/img-20250313-wa00003402516222414278277.jpg 1242w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><br><br>PPU &#8211; Digitalisasi transaksi melalui dompet digital semakin marak di Penajam Paser Utara (PPU), tetapi pedagang UMKM masih banyak yang enggan mengadopsinya. Ketua Komisi I DPRD PPU, Thohiron, mengungkapkan bahwa biaya administrasi dan keterbatasan SDM menjadi penghalang utama.<br><br>\u201cMisalnya pada gelaran Pentas Seni dan UMKM, masih banyak pedagang yang melakukan transaksi konvensional, artinya masih cash menggunakan uang kertas,\u201d kata Thohiron, Senin (10\/3\/2025).<br><br>Ia menjelaskan, pedagang kecil khawatir potongan biaya admin dari transaksi digital akan menggerus keuntungan mereka.<br><br>\u201cPotongan biaya admin, jika dikumpulkan agaknya menjadi beban yang cukup berat. Ini memungkinkan pendapatan mereka akan berkurang daripada melalui uang cash yang diterima,\u201d ujarnya.<br><br>Thohiron menyarankan agar pemerintah daerah memberikan subsidi atau insentif bagi UMKM yang mulai beralih ke digital.<br>Selain pelatihan, mungkin perlu ada kebijakan khusus untuk mengurangi biaya admin.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>PPU &#8211; Digitalisasi transaksi melalui dompet digital semakin marak di Penajam Paser Utara (PPU), tetapi pedagang UMKM masih banyak yang enggan mengadopsinya. Ketua Komisi I DPRD PPU, Thohiron, mengungkapkan bahwa biaya administrasi dan keterbatasan SDM menjadi penghalang utama. \u201cMisalnya pada&#8230;<\/p>\n","protected":false},"author":1,"featured_media":2129,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[35,16,10],"tags":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/rubriknusantara.com\/wp-content\/uploads\/2025\/03\/IMG-20250313-WA0000.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/rubriknusantara.com\/index.php\/wp-json\/wp\/v2\/posts\/2130"}],"collection":[{"href":"https:\/\/rubriknusantara.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rubriknusantara.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rubriknusantara.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rubriknusantara.com\/index.php\/wp-json\/wp\/v2\/comments?post=2130"}],"version-history":[{"count":0,"href":"https:\/\/rubriknusantara.com\/index.php\/wp-json\/wp\/v2\/posts\/2130\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rubriknusantara.com\/index.php\/wp-json\/wp\/v2\/media\/2129"}],"wp:attachment":[{"href":"https:\/\/rubriknusantara.com\/index.php\/wp-json\/wp\/v2\/media?parent=2130"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rubriknusantara.com\/index.php\/wp-json\/wp\/v2\/categories?post=2130"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rubriknusantara.com\/index.php\/wp-json\/wp\/v2\/tags?post=2130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}